Home Buyers Progam

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Mosaic Community Land Trust Homes Program
The Mosaic Community Land Trust Homes Program helps local residents become homeowners.

House on Queen Street
In 2017, Mosaic and Genesis Housing partnered in the Mosaic Home Buyer Program (now the Mosaic Community Land Trust Homes Program) and rehabbed a home on Queen Street.Mosaic helped to make the house more affordable for a homeowner by subsidizing the closing costs in exchange for the home remaining a primary residence for no less than 5 years and the homeowner becoming a fully participating member of Mosaic.

How it Works
If the home is sold before the term is up, the homeowner must repay a pro-rated amount of the closing cost subsidy. The assistance is provided as a zero interest loan with no monthly payments. Within five (5) years, repayment would be required if the new owner:Sells the homeRents the homeVacates or abandons the home  Mosaic also provides beautiful landscaping at the property and will garden mentoring, if the homeowner should request it for the period of one year.

Interested?
Anyone interested in participating in the Mosaic Community Land Trust Homes Program, please fill out the form below.Also, If you are interested in signing up for free housing counseling courses, please talk with our community partner, Genesis Housing at genesishousing.org or to attend a free Home Buyers Education Seminar, contact Matt Green at Glocker Real Estate at key2homeownership.com

Request Info
If you are interested in hearing more about the Mosaic Community Land Trust Homes Program, please fill out this simple form and we’ll reach out to you.[contact-form-7 id=”4382″ title=”Home Buyers Form”]